Links to the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and the Gramm-Leach-Bliley Act

FCRA: Congress enacted a myriad of new rules affecting consumer reporting agencies, their customers, information providers and consumers with passage of numerous amendments to the Fair Credit Reporting Act on September 30, 1996. Link to FCRA.

FACTA: Congress enacted FACTA to amend the FCRA, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of and provide better consumer access to credit information, and for other purposes. Link to FACTA.

GLB: The Gramm-Leach-Bliley Act was enacted as Public Law 106-102 on November 12,1999 and was designed to reform the laws governing financial institutions in a number of ways, including providing for certain privacy protections to customers and other consumers of the services and products of various financial institutions. Link to Gramm-Leach-Bliley.