Links to the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and the Gramm-Leach-Bliley Act
FCRA: Congress enacted a myriad
of new rules affecting consumer reporting agencies, their customers, information
providers and consumers with passage of numerous amendments to the Fair
Credit Reporting Act on September 30, 1996. Link
enacted FACTA to amend the FCRA, to prevent identity theft, improve resolution
of consumer disputes, improve the accuracy of consumer records, make improvements
in the use of and provide better consumer access to credit information,
and for other purposes. Link to FACTA.
GLB: The Gramm-Leach-Bliley Act
was enacted as Public Law 106-102 on November 12,1999 and was designed
to reform the laws governing financial institutions in a number of ways,
including providing for certain privacy protections to customers and other
consumers of the services and products of various financial institutions.
Link to Gramm-Leach-Bliley.