Smart Credit & Loan Origination Products and Services

Close more loans and build your business with Advantage Credit's wide variety of reports and services. We Do More to help you grow your business!

Online order & delivery system

• Advantage Online -
  The fast and easy way to order credit reports and services
  
  
• Supported Loan Origination Systems -
  Using an LOS? Advantage Credit's advanced software platform interfaces will all of the major mortgage loan origination systems in use today.

Credit Reporting Products

• Mortgage Credit Reports - Tri-merge, infile, RMCR, Fannie Mae, and more
  
  
• ScoreChoice^TM Alternative Credit Scores - Choose from SIX credit scores instead of the standard THREE, by taking advantage of the bureaus' alternative scoring models. All lender approved.
  
  
• Pre-Employment Credit Reports - Screen employee credit reports for bankruptcies, collection accounts, late payment patterns, judgements and other information for job placements involving financial responsibility.
  
  
• Spanish credit reports
  
  
• International credit reports
  
  
• Canadian reports
  
  
• Business credit reports
  
  
• Tenant Screening Services- Including tenant credit reports, background checks, eviction reports, employment verification

Loan Closers and Business Builders

• Alternative Scoring Models - Need a quick fix for low credit scores? Using an alternative scoring model may boost a low credit score instantly
  
  
• Bankers Logic -
  Pull Credit, Price and Place the Loan All at One Stop
  
  
• CreditXpert® Solution Suite - Improve Borrower Credit Scores
  
  
• PRBC Report^TM

Credit Report Correction Services

• Accurate Credit^TM rapid rescore service

Fraud Prevention Products and Services

• FACTA Red Flags Rule Compliance - Get your business compliant with the FACT act now. Clear and comprehensive Red Flag detection.
  
  
• LoanShield^TM - Mortgage fraud detection and prevention tools.
  
  
• Tax Return Verifications
  
  
• Pre-Employment Background Checks - An overwhelming percentage of fraud is committed in-house. Screen an employee's criminal background before you hire. Nationwide and Statewide searches. Sex offender and OFAC searches included for free.
• TruScore^TM
  
  
• SureCheck^TM fraud scans
  
  
• Free OFAC scans

Settlement Services

• Automated Valuation Models (AVMs)
• Flood zone certifications

Compliance Services

• FACTA Credit Score Disclosure Letter

Consumer Credit Resources