*Studies based on credit pulls from November 1st, 2008 through January 31st, 2009. Percentage reflects number of times the alternative scoring models from TransUnion, Empirica95 and Empirica98, were higher than TransUnion’s default scoring model, Empirica04.
Trimerge credit reports & more
Advantage Credit has been a leader in mortgage credit reporting for over 15 years. But in addition to single bureau infiles, bi-merged credit reports, and trimerge credit reports, we also offer a multitude of credit related services including: rapid rescoring, tax return verifications, Fannie Mae and Freddie Mac credit reports, credit score improvement tools, mortgage fraud and identity theft protection, flood zone certifications, and AVM products.Want to see a sample of our easy to read reports? Click here to view a sample trimerge credit report.
Online Mortgage Education
This new resource brings state-specific mortgage broker training and continuing mortgage education courses to your desktop, making it easier for you to stay updated and compliant.Need to increase borrower's credit score?
Using rapid rescoring or an alternative scoring model can increase a score in as little as 72 hours–sometimes instantly–and is the fastest and easiest way to increase a credit score.We also offer the full suite of CreditXpert's credit score improvement tools.
Qualify more borrowers with ScoreChoice & alternative scoring models
Advantage Credit customers know; using alternative credit scoring models from the bureaus can make a big difference in your borrower's credit score. Often these scores yield higher results, and are completely lender approved!ScoreChoiceTM, can pull all the alternative scores plus the default scores at the time or order and choose the highest for you. Interested? Click here for more information.
“Awesome product, best scoring the first time around means another potential closed loan!” --Lisa P., Mortgage Broker
Are you compliant with the new Red Flags Rules?
Advantage Credit's Red Flags Compliance Report can help your business get compliant with the Red Flags Rule quickly and securely by detecting the deceptive practices and actions commonly indicating indentity theft.
Mortgage Fraud Prevention
LoanShield’s unique mortgage fraud detection solution, coupled with our newly formatted AVM will help you recognize mortgage fraud before your business takes a hit.
We have tenant screening services at AdvantageTenant.com!
Need a tenant credit check, tenant background check, or eviction reports? Get it all at AdvantageTenant.com.
